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102 Smith Drive

Camden, NC 27921 · Camden County

14 days on market
$439,000
$439,000Camden County (Rural)$250K – $500KActive
439000
3 Bedrooms
3 Bathrooms
2,212 Sq.Ft.
0.76 Acres
Built in 1996
2-Car Garage
0.76 Acre Lot2-Car GarageCamden High School District

About This Property

Welcome to this beautifully maintained 3 bedroom, 3 bath home in Bell Farms Estates in Camden County! This well maintained home offers a spacious and thoughtfully designed layout with features that make everyday living and entertaining a pleasure. The inviting primary suite features a walk-in shower, while the well appointed kitchen offers a convenient walk-in pantry and dedicated coffee bar. Just off the dining area, you'll find a charming wine bar complete with a wine cooler, perfect for entertaining guests. The home also features a spacious 2-car garage and a large FROG, providing additional flexible living space that can be used as an office, playroom, home gym, or guest area. Step outside and enjoy the peaceful screened porch overlooking the spacious backyard, where you'll find an above-ground pool and plenty of room to relax and entertain. Recent improvements include a new HVAC system installed in 2026 and a new fence installed in 2025. Located in a desirable Camden County community, this property offers space, comfort, thoughtful features, and excellent outdoor living. Don't miss your opportunity to make this well cared for home yours!

Property Details

SubdivisionBell Farm Estates
TypeSingle Family Residence
Living Area2,212 sq ft
Full Baths3
Price / sq ft$198
Lot Size0.760 acres
HOA Dues$50 / annually
Year Built1996
Total Rooms7
WaterfrontNo
Parcel02.8926.00.21.3260.0000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in Camden County near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations or specific flood zone designations. (There is no local historic district or design-review overlay anywhere in the county — it has no incorporated municipalities.) Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringCarpet, Laminate, Ceramic Tile
HeatingHeat Pump, Fireplace(s), Electric
CoolingCentral Air, Heat Pump
RoofArchitectural Shingle
ConstructionBrick Veneer, Vinyl Siding, Wood Frame
AppliancesMini Refrigerator, Refrigerator, Dishwasher, Electric Range
ParkingGarage Faces Front, Concrete, Garage Door Opener
PoolAbove Ground

Interior Features

Walk-in Closet(s)Vaulted Ceiling(s)Solid SurfaceCeiling Fan(s)PantryWalk-in ShowerBlinds/ShadesGas LogWalk-In Closet(s)

Schools

ElementaryGrandy Primary/Camden Intermediate
MiddleCamden Middle
High SchoolCamden High School

Tax & Assessment

Assessed Value$361,705
Annual Tax$2,802 (2025)
Monthly Tax Est.$233/mo
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Local Tax & Municipal Variables
Camden County TaxCamden County charges $0.71 per $100 of assessed value in county general tax, plus $0.01 per $100 fire tax and a flat $100 solid waste fee. Only the general rate is modelled below — the fire tax and the flat fee are real and are covered in the briefs. There is no municipal tax anywhere in this county. Verify with theCamden County tax office.
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Adds $150/mo for the higher upkeep an older house carries — roof, wood windows, siding, systems. A budgeting convention, not a regulatory cost.
Camden County is one of North Carolina's 20 CAMA counties. Properties along the Pasquotank River, the North River, the Dismal Swamp Canal or the Albemarle Sound may sit in an Area of Environmental Concern, and flood zone determines whether flood insurance is required. This site quotes no flood rate and no CRS discount — enter your own insurer's annual quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

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  • Camden County Property Tax ($0.71)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Older-Home Maintenance Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100598988 · HIVE MLS via SourceRE · Last updated: August 28, 2026 at 12:31 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.