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114 Riverfront Circle
St Marys, GA 31558 · Camden County
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About This Property
Welcome to 114 Riverfront Circle—an exceptional fully furnished coastal retreat in the gated Cumberland Palms community, perfectly positioned along the St. Marys River. Offering approximately 2,600 sq ft, this spacious 4-story townhome features 3 bedrooms, 3.5 baths, an elevator, fireplace, and an oversized 2-car garage—making it a rare opportunity for a primary residence, second home, vacation getaway, or an income-producing investment. This amazing property offers a wide variety of opportunities including long-term, mid-term, and short-term rental potential. The main living level features an open-concept kitchen, dining, and living space with stainless appliances, granite countertops, and wood floors, plus a laundry room and half bath. Upstairs, the private primary suite is thoughtfully positioned along with two additional guest bedrooms and two full baths—ideal for hosting and maximizing rental flexibility. The top floor provides a charming bonus retreat with river views, perfect for an office, reading room, or observation lounge. Enjoy multiple porches and outdoor spaces, including a screened lanai, for relaxing after a day on the water. Cumberland Palms offers resort-style amenities including a boardwalk, pickleball courts, community dock access, pool and hot tub—plus proximity to historic downtown St. Marys, Kings Bay Naval Base, and the Intracoastal Waterway. The best feature may be the dock access—perfect for a quick boat trip to Cumberland Island or Amelia Island. Call today to preview this unique property.
Property Details
Location & Neighborhood Intelligence
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Coastal & Environmental Information
Properties in Camden County near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations or specific flood zone designations. (There is no local historic district or design-review overlay anywhere in the county — it has no incorporated municipalities.) Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.
Interior & Exterior
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Tax & Assessment
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MLS# SA348283 · HIVE MLS via SourceRE · Last updated: August 19, 2026 at 10:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.