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160 Culpepper Road

South Mills, NC 27976 · Camden County

9 days on market
$1,275,000
$1,275,000Camden County (Rural)$1M+Active
1275000
6 Bedrooms
6 Bathrooms
5,819 Sq.Ft.
5.01 Acres
Built in 1991
6-Car Garage
5.01 Acre Lot6-Car GarageCamden County High District

About This Property

A true multi-generational home on 5 private acres in South Mills, NC, with room for horses! This spacious property offers 6 bedrooms and 6 full baths, with a 2020 addition designed for multi-generational living. It works beautifully as an in-law suite, private guest quarters, or a separate living area, so everyone has their own space while loved ones stay close. Energy-efficient geothermal units, installed in 2020, provide year-round comfort and lower utility costs. The attached garage is also heated and cooled. Outside, the acreage gives you room to ride, garden, or simply enjoy peaceful country living. With no HOA, you can make this property your own, all just 2 miles from the Virginia line for an easy commute into Hampton Roads. Homes like this are rare. Schedule your showing today! The original home was built in 1991. The addition that was added is 2,000 sq ft a one car attached garage with an Additional room over the garage. That was added in 2020. The home generator is only for the addition not the entire house.

Property Details

SubdivisionCulpepper Farmette
TypeSingle Family Residence
Living Area5,819 sq ft
Full Baths6
Price / sq ft$219
Lot Size5.010 acres
Year Built1991
Total Rooms15
WaterfrontNo
Parcel01.7080.00.29.2180.0000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in Camden County near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations or specific flood zone designations. (There is no local historic district or design-review overlay in the unincorporated county — it has no incorporated towns of its own.) Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringLVT/LVP, Carpet, Tile, Hardwood
HeatingGeothermal, Electric, Heat Pump
CoolingCeiling Fan(s)
RoofArchitectural Shingle
ConstructionWood Frame
AppliancesRefrigerator, Dishwasher, Generator, Intercom
ParkingAttached, Detached, Asphalt, Garage Door Opener, On Site, Paved

Interior Features

Master DownstairsCentral VacuumWalk-in Closet(s)Generator PlugKitchen Island2nd KitchenCeiling Fan(s)PantryWalk-in ShowerEat-in KitchenWalk-In Closet(s)

Schools

ElementaryGrandy Primary/Camden Intermediate
MiddleCamden Middle
High SchoolCamden County High

Tax & Assessment

Assessed Value$827,862
Annual Tax$6,251 (2025)
Monthly Tax Est.$521/mo
Hyper-Local Buyer Tool

Camden True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including the Camden County tax rate, your own flood insurance quote, and a maintenance reserve for an older house.

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Local Tax & Municipal Variables
Camden County TaxCamden County charges $0.71 per $100 of assessed value in county general tax, plus $0.01 per $100 fire tax and a flat $150 solid waste fee. Only the general rate is modelled below — the fire tax and the flat fee are real and are covered in the briefs. There is no municipal tax outside the small part of Elizabeth City that lies inside the county line. Verify with theCamden County tax office.
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Adds $150/mo for the higher upkeep an older house carries — roof, wood windows, siding, systems. A budgeting convention, not a regulatory cost.
Camden County is one of North Carolina's 20 CAMA counties. Properties along the Pasquotank River, the North River, the Dismal Swamp Canal or the Albemarle Sound may sit in an Area of Environmental Concern, and flood zone determines whether flood insurance is required. This site quotes no flood rate and no CRS discount — enter your own insurer's annual quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Camden County Property Tax ($0.71)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Older-Home Maintenance Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100612135 · HIVE MLS via SourceRE · Last updated: October 24, 2026 at 7:09 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.