Skip to main content

Active

209 Osborne Street

St Marys, GA 31558 · Camden County

67 days on market
$1,100,000
$1,100,000Camden County (Rural)$1M+HistoricActive
1100000
7 Bedrooms
7 Bathrooms
3,798 Sq.Ft.
0.34 Acres
Built in 1870
Historic Built 18707 Fireplaces

About This Property

The Goodbread House — a cornerstone of St. Marys hospitality, with more than 400 guest reviews that say it all. Circa 1870 Victorian B&B located on Osborne Street in the heart of downtown, one block from the Cumberland Island ferry and steps from the waterfront. 3,798 sq ft across two levels with seven bedrooms and seven full baths, including six private guest suites. Seven fireplaces, double-stacked front verandas, formal dining room, entertaining parlor, sunroom, and original hardwood floors. Situated on a 260-foot deep lot with a detached garage ideal for ADU or owner’s quarters conversion. Guests arrive for the destination and return for the experience — relaxed coastal mornings, walkability, and a level of charm that’s increasingly hard to replicate. A proven, fully turnkey business with a $193 average nightly rate, consistent over three years. 9.7/10 on Booking.com and over 400 reviews across major platforms. Recent updates include roof, electrical, plumbing, and HVAC. Offered fully furnished with all FF&E and operational systems in place. Three years of verified financials and a full Investment Prospectus available. St. Marys is entering a new phase of growth, driven by the proposed expansion of the Cumberland Island ferry, the 2026 debut of Taylor Morrison Esplanade resort community with 1,300 homes and championship golf, and the enduring economic presence of Naval Submarine Base Kings Bay just minutes away. Contributing structure within the National Register Historic District. Private showings by appointment.

Property Details

TypeSingle Family Residence
Living Area3,798 sq ft
Full Baths7
Lot Size0.340 acres
Year Built1870
Fireplaces7
WaterfrontNo
ParcelS41 06 011

Location & Neighborhood Intelligence

Get Directions to This Home

Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in Camden County near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations or specific flood zone designations. (There is no local historic district or design-review overlay anywhere in the county — it has no incorporated municipalities.) Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

HeatingCentral, Electric
CoolingCentral Air, Electric
ConstructionWood Siding
StyleColonial, Victorian
AppliancesDryer, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Tankless Water Heater, Washer
ParkingDetached

Interior Features

Fireplace

Tax & Assessment

Annual Tax$2,964 (2025)
Monthly Tax Est.$247/mo
Hyper-Local Buyer Tool

Camden True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including the Camden County tax rate, your own flood insurance quote, and a maintenance reserve for an older house.

$1,100,000
5%

Tap a marker for the exact program, or drag freely for any other amount. Snaps to 0% (USDA/VA), 3.5% (FHA), 5% (Conventional) and 20% (no PMI).

Local Tax & Municipal Variables
Camden County TaxCamden County charges $0.71 per $100 of assessed value in county general tax, plus $0.01 per $100 fire tax and a flat $100 solid waste fee. Only the general rate is modelled below — the fire tax and the flat fee are real and are covered in the briefs. There is no municipal tax anywhere in this county. Verify with theCamden County tax office.
Active
Adds $150/mo for the higher upkeep an older house carries — roof, wood windows, siding, systems. A budgeting convention, not a regulatory cost.
Camden County is one of North Carolina's 20 CAMA counties. Properties along the Pasquotank River, the North River, the Dismal Swamp Canal or the Albemarle Sound may sit in an Area of Environmental Concern, and flood zone determines whether flood insurance is required. This site quotes no flood rate and no CRS discount — enter your own insurer's annual quote below.

Enter your actual annual quote and we'll amortize it into your monthly cost. Leave blank and it's excluded entirely.

$0

Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
$0
Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Camden County Property Tax ($0.71)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Older-Home Maintenance Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
Review True Cost Breakdown with Travis

Get exact contractor & tax quotes verified before you write an offer.

MLS# SA353584 · HIVE MLS via SourceRE · Last updated: August 19, 2026 at 10:57 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.