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297 Old Swamp Road

South Mills, NC 27976 · Camden County

152 days on market
$224,900
Was $280,000
$224,900Camden County (Rural)$100K – $250KUnder $375KActive
224900
Price Reduced
3 Bedrooms
2 Bathrooms
1,040 Sq.Ft.
0.91 Acres
Built in 1998
0.91 Acre LotCamden County Early College High School District

About This Property

Welcome to your slice of country living in highly sought-after South Mills, NC! This beautifully updated 3-bedroom, 2-bath home sits on a full acre, offering the perfect blend of privacy, space, and modern comfort. Step inside to discover a completely refreshed interior featuring a brand-new kitchen with updated finishes, new flooring throughout, and a bright, open layout ideal for everyday living and entertaining. Major upgrades have already been taken care of for you, including a new roof and new HVAC system, providing peace of mind for years to come. This well-maintained home offers generous living space, a functional floor plan, and plenty of room to enjoy both inside and out. The expansive one-acre lot gives you endless possibilities--garden, workshop, outdoor living, or simply enjoy the quiet surroundings. If you're looking for affordability, updates, and space in a desirable location, this one checks all the boxes. Don't miss your opportunity to own in South Mills!

Price History & Market Timeline

Original List Price$280,000
Current List Price (Price Reduced)$224,900Reduced by $55,100

Property Details

SubdivisionN/A
TypeManufactured Home
Living Area1,040 sq ft
Full Baths2
Price / sq ft$216
Lot Size0.910 acres
Year Built1998
Total Rooms8
WaterfrontNo
Parcel01.7999.00.64.4905.0000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in Camden County near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations or specific flood zone designations. (There is no local historic district or design-review overlay anywhere in the county — it has no incorporated municipalities.) Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringLVT/LVP
HeatingHeat Pump, Electric
CoolingCentral Air, Heat Pump
RoofShingle
ConstructionVinyl Siding, Steel Frame
AppliancesBuilt-In Microwave, Washer, Refrigerator, Dryer, Electric Range
ParkingGravel, Off Street, Unpaved

Interior Features

Master DownstairsCeiling Fan(s)

Schools

ElementaryKingsland Elementary
MiddleCamden Middle School
High SchoolCamden County Early College High School

Tax & Assessment

Assessed Value$124,583
Annual Tax$586 (2025)
Monthly Tax Est.$49/mo
Hyper-Local Buyer Tool

Camden True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including the Camden County tax rate, your own flood insurance quote, and a maintenance reserve for an older house.

$224,900
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Local Tax & Municipal Variables
Camden County TaxCamden County charges $0.71 per $100 of assessed value in county general tax, plus $0.01 per $100 fire tax and a flat $100 solid waste fee. Only the general rate is modelled below — the fire tax and the flat fee are real and are covered in the briefs. There is no municipal tax anywhere in this county. Verify with theCamden County tax office.
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Adds $150/mo for the higher upkeep an older house carries — roof, wood windows, siding, systems. A budgeting convention, not a regulatory cost.
Camden County is one of North Carolina's 20 CAMA counties. Properties along the Pasquotank River, the North River, the Dismal Swamp Canal or the Albemarle Sound may sit in an Area of Environmental Concern, and flood zone determines whether flood insurance is required. This site quotes no flood rate and no CRS discount — enter your own insurer's annual quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Camden County Property Tax ($0.71)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Older-Home Maintenance Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100566440 · HIVE MLS via SourceRE · Last updated: September 5, 2026 at 6:49 AM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.