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402 Japonica Drive

Camden, NC 27921 · Camden County

8 days on market
$599,000
$599,000Camden County (Rural)$500K – $1MWaterfrontActive
599000
Waterfront
3 Bedrooms
3 Bathrooms
1,955 Sq.Ft.
0.41 Acres
Built in 2000
2-Car Garage
Waterfront Property2-Car GarageCamden County High District

About This Property

WATERFRONT LIVING WITH ROOM TO GROW!! Enjoy the best of coastal living in this meticulously maintained 3-bedroom, 2.5-bath home, built in 2000 and situated along a wide canal with beautiful views of the Pasquotank River. The inviting interior features a comfortable living room, separate dining room, eat-in kitchen, convenient utility room and a sunroom perfect for relaxing and enjoying the natural surroundings. Step outside to the large deck, ideal for entertaining, outdoor dining or simply taking in the peaceful waterfront setting. A 2-car garage provides added convenience and storage. ONE OF THE HOME'S STANDOUT FEATURES is the huge unfinished second story, already equipped with electricity, HVAC, water and plumbing for a full bath. This expansive space offers exciting potential for future expansion, whether you envision additional bedrooms, a recreation room, home office, or hobby space. Enjoy the added lifestyle benefits of HOA access to the community beach and boat ramp, making it easy to embrace days on the water. With its excellent upkeep, desirable waterfront location and outstanding potential, this home offers a wonderful opportunity to enjoy comfortable living today with room to create even more tomorrow!

Property Details

SubdivisionWhitehall Shores
TypeSingle Family Residence
Living Area1,955 sq ft
Full Baths2
Half Baths1
Price / sq ft$306
Lot Size0.410 acres
HOA Dues$100 / annually
Year Built2000
Total Rooms8
WaterfrontYes
Waterfront FeaturesBulkhead, Canal Front, Deeded Water Access
Parcel02.8943.01.17.8066.0000

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in Camden County near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations or specific flood zone designations. (There is no local historic district or design-review overlay in the unincorporated county — it has no incorporated towns of its own.) Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringCarpet, Tile
HeatingPropane, Fireplace(s), Electric, Heat Pump
CoolingCentral Air, Ceiling Fan(s)
RoofArchitectural Shingle
ConstructionVinyl Siding, Wood Frame
AppliancesWasher, Refrigerator, Dryer, Dishwasher, Electric Range
ParkingGarage Faces Front, Attached, Concrete, Garage Door Opener

Interior Features

Master DownstairsWalk-in Closet(s)Mud RoomSolid SurfaceCeiling Fan(s)Blinds/ShadesEat-in KitchenWalk-In Closet(s)

Exterior Features

Storm Doors

Schools

ElementaryGrandy Primary/Camden Intermediate
MiddleCamden Middle
High SchoolCamden County High

Tax & Assessment

Assessed Value$452,077
Annual Tax$3,470 (2025)
Monthly Tax Est.$289/mo
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Local Tax & Municipal Variables
Camden County TaxCamden County charges $0.71 per $100 of assessed value in county general tax, plus $0.01 per $100 fire tax and a flat $150 solid waste fee. Only the general rate is modelled below — the fire tax and the flat fee are real and are covered in the briefs. There is no municipal tax outside the small part of Elizabeth City that lies inside the county line. Verify with theCamden County tax office.
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Adds $150/mo for the higher upkeep an older house carries — roof, wood windows, siding, systems. A budgeting convention, not a regulatory cost.
Camden County is one of North Carolina's 20 CAMA counties. Properties along the Pasquotank River, the North River, the Dismal Swamp Canal or the Albemarle Sound may sit in an Area of Environmental Concern, and flood zone determines whether flood insurance is required. This site quotes no flood rate and no CRS discount — enter your own insurer's annual quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Camden County Property Tax ($0.71)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Older-Home Maintenance Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100612581 · HIVE MLS via SourceRE · Last updated: October 30, 2026 at 1:55 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.