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437 Us 158 Highway W

Camden, NC 27921 · Camden County

Sold August 10, 2026
$469,000
Listed at $489,000
$469,000Camden (Town Limits)$250K – $500KWaterfrontClosed
469000
WaterfrontPrice Reduced
3 Bedrooms
3 Bathrooms
2,508 Sq.Ft.
Built in 2002
2-Car Garage
Waterfront Property2-Car GarageCamden County Early College High School District

About This Property

New community pier! New community walkway! 25 year warranty on newly reinforced foundation. Beautiful Harbor Front condo with deeded boat slip directly in front of the unit. You can sit in your living room and watch your boat bobbing at it's mooring. Prime waterfront location within walking distance of quality restaurants, downtown shops and boutiques This home has an elevator, is available fully furnished and has fantastic river views from each level. You will have front row seats to sailboat races, fireworks and the natural wonders of river wildlife. Peace of mind comes with this purchase since this property has been extensively improved with major recent upgrades, reducing long term cost of ownership and long-term value. New Pier (2025), walkway, roof (2022) and recently completed foundation work. These improvements are worth over $100,000 in future costs and assessments. Low $300 per month condo fee. Come see this beautiful waterfront home.

Price History & Market Timeline

Original List Price$539,000
Current List Price (Price Reduced)$469,000Reduced by $70,000

Property Details

SubdivisionN/A
TypeCondominium
Living Area2,508 sq ft
Full Baths2
Half Baths1
HOA Dues$3,600 / annually
Year Built2002
Stories4
Total Rooms7
WaterfrontYes
Waterfront FeaturesPier, Bulkhead, Harbor
Parcel028923000987260007

Location & Neighborhood Intelligence

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Distance to Key Places (straight-line)

Coastal & Environmental Information

Properties in Camden County near coastal waters may be subject to Coastal Area Management Act (CAMA) regulations or specific flood zone designations. (There is no local historic district or design-review overlay anywhere in the county — it has no incorporated municipalities.) Buyers are advised to independently verify setback rules, elevation certificates, and flood insurance requirements with licensed surveyors, engineers, and insurance professionals.

Interior & Exterior

FlooringCarpet, Tile, Wood
HeatingHeat Pump, Fireplace(s), Electric
CoolingHeat Pump
RoofArchitectural Shingle
ConstructionVinyl Siding, Wood Frame
AppliancesBuilt-In Microwave, Refrigerator, Range, Dryer, Dishwasher
ParkingGarage Faces Front, Attached, Gravel, Concrete, Garage Door Opener

Interior Features

Vaulted Ceiling(s)High CeilingsEntrance FoyerSolid SurfaceBookcasesElevatorCeiling Fan(s)FurnishedWalk-in ShowerBlinds/Shades

Schools

ElementaryKingsland Elementary
MiddleCamden Middle School
High SchoolCamden County Early College High School

Tax & Assessment

Assessed Value$358,436
Annual Tax$2,375 (2025)
Monthly Tax Est.$198/mo
Hyper-Local Buyer Tool

Camden True Cost of Ownership Calculator

Calculate your actual monthly carrying cost — including the Camden County tax rate, your own flood insurance quote, and a maintenance reserve for an older house.

$489,000
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Local Tax & Municipal Variables
Camden County TaxCamden County charges $0.71 per $100 of assessed value in county general tax, plus $0.01 per $100 fire tax and a flat $100 solid waste fee. Only the general rate is modelled below — the fire tax and the flat fee are real and are covered in the briefs. There is no municipal tax anywhere in this county. Verify with theCamden County tax office.
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Adds $150/mo for the higher upkeep an older house carries — roof, wood windows, siding, systems. A budgeting convention, not a regulatory cost.
Camden County is one of North Carolina's 20 CAMA counties. Properties along the Pasquotank River, the North River, the Dismal Swamp Canal or the Albemarle Sound may sit in an Area of Environmental Concern, and flood zone determines whether flood insurance is required. This site quotes no flood rate and no CRS discount — enter your own insurer's annual quote below.

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Finance repair scope directly into mortgage via FHA 203(k) or Fannie Mae HomeStyle loan.

Estimated Monthly True Cost
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Includes P&I, taxes, insurance & local reserves
  • Principal & Interest$0
  • Camden County Property Tax ($0.71)$0
  • Hazard / Homeowners Insurance (Est.)$0
  • Flood Insurance (Your Quote)$0
  • Older-Home Maintenance Reserve$0
  • PMI / Mortgage Insurance$0
Total Loan Amount$0
Down Payment$0
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MLS# 100533096 · HIVE MLS via SourceRE · Last updated: August 10, 2026 at 5:39 PM UTC. Information deemed reliable but not guaranteed. © 2026 Horizon Realty Group.